A scholar of Zhenguan in the Tang Dynasty

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Li Zhi quickly stood up, "Father, please listen to my son's explanation."

"His Royal Highness Jin Wang should pay more attention to keeping warm when the weather is cold." Gu Qing said, pulling him to sit down and whispering, "His Royal Highness Jin, please help me."

"It really has nothing to do with me!" Li Zhi whispered stubbornly.

"Oh." Gu Qing nodded when he heard Li Zhi's words, and then said loudly to Li Er, "His Royal Highness Jin Wang said, this matter is His Highness Jin Wang's own idea, in order to hope that the court can seize this opportunity."

At a banquet, everyone saw through it but didn't tell it. Li Er asked Li Chengqian, "What do you think of this national policy?"

"Father." Li Chengqian said, "The Ministry of Household Affairs has always been in charge of the world's money, taxes, food, and land, but the control is not so strict. As for taxation, it is even more stretched. I think that the establishment of this bank can be better. control the flow of money in the world."

"Only these?" Li Er pondered, "It doesn't seem to be of much use."

"This..." Li Chengqian was at a loss. Chu Suiliang and Shangguanyi had been preparing for the bank, and he just listened to the specific use of it, but he didn't know what it was for.

Gu Qing secretly pushed Li Zhi with his shoulder.

"Why are you pushing me?" Li Zhi said in a depressed mood.

For a moment, several people at the banquet looked between Gu Qing and Li Zhi.

"Your Majesty." Gu Qing said, "His Royal Highness Prince Jin has something to say."

"I……"

"Oh? What do you think of the young slave?" Li Er was very interested and wanted to know how his youngest son-in-law was growing up now.

Li Zhi glared at Gu Qing and then continued, "Father, in fact, there are many things that the emperor did not mention. In fact, in addition to controlling the flow of money, this bank can also know how much money is in the Central Plains. It is related to many things. We can use the silver reserves of our Tang Dynasty to prepare in advance. For example, where the people have a lot of money, where the people are poor, and what is the priority. You can also know the business transactions of the merchants. Money, how much money does a rich man have in his hands, so that the prices between different places can be mediated, and it will not just be an agreed price between merchants!"

"In many cases, the bank can be used as a transfer station for money, or a place where money is transported and transferred." Li Zhi continued, "For example, Gu Qing has a lot of money in his hand, but the money has no place to use, so he can put it in Bank, so that Gu Qing can take it out whenever he wants to use it, and a lot of copper coins will rust if left for a long time, and can also control the control of money and loans. In addition to these, there is another important function is the value of money."

After listening to Li Zhi's words, Li Er understood a lot. Knowing the silver reserves of the whole world, there will be no cheap money and cheap food. Even if there is, he can prepare in advance.

"Your Majesty." Gu Qing said again, "Actually, I have no money."

"Hehe." Li Er sneered for a while.

"I don't know what Xiangguo thinks about Qian Zhuang." Li Chengqian asked suddenly.

"There are quite a lot of ideas." Gu Qing stood up and said: "Merchants deal in goods, so banks deal in money. Its existence facilitates the storage and transfer of funds, and it is very important for the future coins of the Tang Dynasty. Function. On the one hand, it collects the idle silver and small household silver in various counties and counties by absorbing deposits, and then lends them to those who need to supplement them in the form of money loans; here, the bank acts as a middleman On the other hand, the bank handles the receipt, payment and settlement of money for commodity producers and merchants. It also acts as a middleman."

"Business money?" Li Er heard this concept for the first time. Money is money, it's just a matter of more or less.

"That's right." Gu Qing said again: "Money has its value. There is a saying called economy, and there is another called finance. We can even use the economy to win a country without bloodshed."

Conquering a country without bloodshed, this sentence speaks to Li Er's heart, and this is the key point for him, "With your Gu Qing's financial resources, it is no problem to buy a Goguryeo."

"It's really not a problem." Gu Qing said without hesitation.

Shangguanyi also nodded, Gu Qing's wealth is incomparable to the small Goguryeo, which is just a big piece of land for Gu Qing, and most of the business in the entire Central Plains is in Gu Qing's hands. There are many types of businesses, and they cover almost all of them. Starting from Chang'an, Gu Qing has annexed countless businesses.

"Then tell me why you don't have bloodshed."

"Yes." Gu Qing continued, "Take the spirits of the Central Plains as an example. The spirits of the Central Plains are very valuable outside the customs. When we can drink it, let’s convert the value to understand that the money in the Central Plains is more valuable than the money outside the customs. On this basis, the bank can uniformly plan the difference between the money outside the customs and the Central Plains to balance the conversion. For example, a A gold coin counts as the consistent money of the Central Plains, even as much as ten Wen."

"After this is settled, the bank can enter Persia, Tubo, Tianzhu and other places, let their money exchange for our Central Plains money, because our Central Plains money is worth more than theirs, and give benefits to people outside the customs to save money, so After a long time, the Central Plains will control the money of other small countries outside the pass, and even use the money to inflate them! This will cause the entire country to fall apart."

Li Chengqian heard the general idea.

Shangguanyi and Chu Suiliang were still a little ignorant. Although they had the concept of economics in the Tang Dynasty, they did not study it deeply.

After listening to Gu Qing's long speech, Li Er asked again, "This is really not your idea."

"Really not, it's all the idea of ​​His Royal Highness Jin."

Li Zhi: "..."

"Then how do you know so clearly?"

"Actually, I just suddenly opened up." Gu Qing nodded vigorously, "Yeah! It's just suddenly opened up, there is no other meaning."

Chapter 921 Gu Qing and Chu Suiliang

"Having said so much, who will take care of this bank after it is completed?" Li Er looked at the crowd and asked again.

"Your Majesty!" Chu Suiliang said, "The Central Household Department and the Yushitai jointly dispatched officials, and at the same time met the needs of scheduling and distribution."

Li Er nodded slightly.

Let the officials of the Ministry of Finance and Yushitai take care of it?Gu Qingli quickly said, "Your Majesty! The management of the bank must be managed by people who understand money. Letting a group of people who do not understand money manage is really putting the cart before the horse."

"What does Xiangguo mean?" Chu Suiliang asked.

"Your Majesty!" Gu Qing continued, "It must be managed by someone who understands money."

"What kind of person knows money?" Li Er asked back.

"Your Majesty, don't think I'm self-willed." Gu Qing continued, "In the future, I will open up a new subject called economics in the academy, but I have been looking for personnel. In fact, I think that the academy can make questions and let the officials of the court do it. Exams are used to select officials."

"Does the academy want to send someone out?" Chu Suiliang asked.

Li Zhi could hear the debate between Gu Qing and Chu Suiliang, which was somewhat gunpowder-like.

"If the person in the academy is suitable, the academy can be appointed." Gu Qing said.

Li Chengqian heard that there was a contradiction in the words between Gu Qing and Chu Suiliang, which he was happy to see, and said, "Gu Qing, what do you mean by economics?"

"Economics is the study of money." Gu Qing said, "Money can be worth more or less, that's what economics is about."

After listening to Gu Qing's words, Li Er's expression was very strange. Li Chengqian, Shangguanyi, and Chu Suiliang also had strange expressions. If there is such a thing as economics, and the importance of the future bank, will it affect the future bank? There is danger, this bank is very important, if there is a change in the bank.The impact is just as great.

Gu Qing also felt that what he said was a bit too big. The imperial system is basically a class system. Under this system, the royal family hopes that everything will be in their own hands.The dictatorship of the monarchy, with the development of society, the dictatorship of the monarchy will inevitably be eliminated.

Gu Qing found that what he said was a bit ahead of his time, and gradually detached from the current concept of autocratic monarchy. Although the current system of three ministers tends to limit the development of the monarchy system, what he needs to do now is to build private capital so that ordinary people can have A chance to speak to the court.

"You all go down, I will be exhausted by relying on you ministers to open up the court in the coming year."

Gu Qing walked out of here first.

Chu Suiliang followed Gu Qing all the way, and Li Zhi also found Chu Suiliang who followed all the way, "Gu Qing, behind..."

"You go back first."

"Okay." Li Zhi quickened his pace and left.

Gu Qing came all the way to Chu Suiliang, "Tell me, I know there are many things to ask me, Gu Qing's world belongs to Li Tang after all."

"I know." Gu Qing nodded.